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Qualitative research with payday lending clients in the united kingdom

The investigation through the CMA provides a essential breakdown of the consumer profile of payday loan providers nonetheless it had been never ever built to explore the ‘lived experience’ or wider problems of great interest within social policy, particularly backlinks between labour markets, welfare state cuts and financialisation. So that you can explore these problems in greater level, we carried away AHRC-funded qualitative research (in-depth interviews) with 21 borrowers that has lent from payday loan providers into the year that is previous. Fieldwork took place between March and June 2014 into the western Midlands and Oxfordshire elements of the united kingdom. We recruited interviewees making use of an expert business whom identified individuals in shopping centers and high roads making use of an assessment questionnaire the writers had designed. We interviewed an easy mixture of individuals when it comes to age, sex, work, family type an such like.