We have more customers that are near and subprime just because this is the loan amount of $500 to $600, but when you look at the entire book, our book, average book, is in the near prime which means we do have customers in the prime and super prime when you look at the entire portfolio, of course.
Peter: Okay, what exactly would be the termsвЂ¦. We think you talked about ten months, $600 whatever, do you know the rates of interest consequently they are you asking such as an origination cost, do you know the regards to these loans?
Arad: certain, to start with, we want to be clear aided by the customer. There’s absolutely no origination cost, there’s absolutely no fee that is extra compared to right interest regarding the installment loan that people give you the client also itвЂ™s all clear in the act and each consumer views it straight away.